HomeUncategorizedLarger Training in Salt Lake Metropolis, UT — Cash Diary

Larger Training in Salt Lake Metropolis, UT — Cash Diary


Occupation: Director
Business: Larger Training
Age: 30
Location: Salt Lake Metropolis, UT
Wage: $58,000 ($53,000 from my full-time job, plus a $5,000 stipend for adjunct educating)
Internet Value: ~$115,500 ($40,000 in private financial savings (together with retirement), $15,000 in joint financial savings with my spouse, $450,000 in our house worth, minus our $314,000 mortgage (divided by two since we don’t mix funds). I do know my retirement for my age is low. Our faculty slashed our retirement advantages just a few years in the past, so I am largely doing it alone. My spouse and I preserve our funds separate aside from proudly owning our house collectively. We even have a joint financial savings account and two joint bank cards for payments and bills.)
Debt: $314,000 owed on our mortgage
Paycheck Quantity (1x/month): $2,830, after 11% contribution to a Roth IRA
Pronouns: She/her

Month-to-month Bills
Mortgage: $984, which incorporates my half of the HOA and House owner’s Insurance coverage. My spouse pays the opposite half.
Well being Insurance coverage: my spouse pays out of her paycheck
Utilities: ~$100 (my half)
Gymnasium: $30
Spotify: $15
Streaming Companies: $26
Cellphone: $60
NYT Subscription: $6
Financial savings: $850

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