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Occupation: Media Supervisor
Business: Media
Age: 36
Location: Chicago, IL
Wage: $61,000
Internet Price: ~$230,500 (my home is value $350,000 and I owe $125,000. My automotive is value $30,000 and I owe $20,000. I’ve $3,000 in checking, $6,000 in an emergency fund, $5,000 in enjoyable financial savings, $500 in a HYSA I opened final week, $2,000 in an Acorns funding account, $10,000 in I-bonds. I’ve $20,000 in my 401(ok). I additionally owe $50,000 on my pupil loans. My husband, W., and I haven’t got mixed funds. We cut up payments in proportion to our incomes. He makes roughly 30% greater than me. He often picks up the bigger and costlier purchases in our lives since I nonetheless have pupil mortgage debt and a automotive mortgage. His grad faculty loans had been forgiven due to his years in public service. I maintain a operating tally of our tough family funds every month and W. sends me his portion of it on the primary of the month. We discover this simpler than attempting to Zelle one another precisely 64% of regardless of the electrical invoice is that this month).
Debt: $125,000 mortgage, $20,000 automotive, $50,000 pupil loans.
Paycheck Quantity (2x month): $1,600 (after medical health insurance, dental, 401(ok)).
Pronouns: She/her
Business: Media
Age: 36
Location: Chicago, IL
Wage: $61,000
Internet Price: ~$230,500 (my home is value $350,000 and I owe $125,000. My automotive is value $30,000 and I owe $20,000. I’ve $3,000 in checking, $6,000 in an emergency fund, $5,000 in enjoyable financial savings, $500 in a HYSA I opened final week, $2,000 in an Acorns funding account, $10,000 in I-bonds. I’ve $20,000 in my 401(ok). I additionally owe $50,000 on my pupil loans. My husband, W., and I haven’t got mixed funds. We cut up payments in proportion to our incomes. He makes roughly 30% greater than me. He often picks up the bigger and costlier purchases in our lives since I nonetheless have pupil mortgage debt and a automotive mortgage. His grad faculty loans had been forgiven due to his years in public service. I maintain a operating tally of our tough family funds every month and W. sends me his portion of it on the primary of the month. We discover this simpler than attempting to Zelle one another precisely 64% of regardless of the electrical invoice is that this month).
Debt: $125,000 mortgage, $20,000 automotive, $50,000 pupil loans.
Paycheck Quantity (2x month): $1,600 (after medical health insurance, dental, 401(ok)).
Pronouns: She/her
Month-to-month Bills
Mortgage: $1,070 (I picked up my fixer-upper when the market was low in 2009 and I’ve no regrets. W. lived in a small apartment so he bought it and moved into my home with the yard. He used a few of the cash from the sale of his apartment to pay for our marriage ceremony ($20,000) and he purchased us every an I-bond valued at $10,000 with the remainder).
Automobile Fee: $500
Scholar Mortgage Fee: $550 (I overpay).
Financial savings: $300
Acorns: $5
Water: $70
Electrical: $100-$200
Fuel: $50-$150
Cell Cellphone: $165 (I pay for my dad and me).
HBO Max: free with my cellular phone plan.
Paramount+: $5 (W. subscribes to Hulu, Netflix and Disney+, and we commerce).
Newspapers: $25
Web: $70
Fitness center: $80
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